Location
SanDiego ,Calif
About
Birthday:
January 12
Age:
64
Why do you want to join Black Business Women Online?
women in biz must be networking too
What's Your Business?
Heres Lookinat You Ent! /Dbtribute.org promoter
How did you find BBWO?
Ning, Myspace, BlackPlanet, Youtube, A Friend
About Me:
Dennis Brown 50th Anniv /B-day tribute I created ww for" the Crown Prince of Reggae " He had 530 collaborations 70 albums and his charity was schools education ,supplies He passed on at 42 too soon july 1 99 Hes marley favorite singer its documented See www.dbtribute.org see allicreated to get supplies for his school and other underpriveledged schools soccer ,computers ,music instruments hear my cddvd vol 1 25 tracks with 92 min documenrary in HD Blue ray disc. hear www.showcaseyourmusic.com/db50thtributecddvd see www.youtube.com/dbtributevideo see hear www.cbean.tv/dennis_brown_tribute see 4 commercials 3 tracks our video bio more
What are your most common online activities?
music ,networking
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A secured credit card is used only for the purpose of rebuilding your credit. Most banks will charge you a start up fee for the card. This fee can range from $20.00 to $200.00.
The consumer is paying to have a credit card that will charge them interest on their own money. A secured card reports to your credit card just like a real credit card. In some cases it will show secured, but not often. This depends on the company that you get the card from.
My question to many consumer is why would you want to pay interest on your own money? This makes no sense at all. Also, why would you use a card that will lower your credit score when you use it? Most secured credit cards have a minimum deposit of $200.00 or $300.00 deposit. So, when you use more than half of the limit, your score will go down.
More dangers to beware of below:
The company will charge you a high interest rate.
The company will charge you a set up fee, just for the card.
The company will charge you a late fee on your own money if you don’t make the payment on time.
The company will report you late on your own money when you miss a payment on your money.
The only way a secured card will benefit you is when you do not use the card. Let the card work to your advantage. Let the bank pay you money on the secured card, so you gain money. If you are trying to REBUILD your credit this is an excellent way to rebuild your score and make money.
However, you want to use the card to your advantage and the intended purpose. My advice would be to use a secured card like a saving account. Dump any money on the card that you want to save for about a year or longer, just enough for you to rebuild your credit.
Next, pull all your money off the card and close the account (all at once). Remember, the key to credit is playing the credit game. If you do not know the rules, you will loose.
The real question with secured cards is “how much do you want to loose”? One year two years, three years, or forever. Remember, you will pay a yearly fee for that card. If your are paying $59.00 a year, that will cost you around $295.00 for five years.
Last, make sure you get a secured card that has a good interest rate, so you earn more money. Also, one that has a maximum high limit. For example, you can put up to $5,000.00 on some secure credit cards. Most cards have a set limit on how much you can put on the card. So get one that you will benefit from. More blogs like this at www.creditadviseforyou.com
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Hello my friend!,
Share the Secret
This is Bob & Shirley Rushing. I am sending this invitation to you to join Aisle19. This is one of the fastest growing social shopping networks on the web today! You can get a free account with Aisle19 that lets you shop from over 600 stores you are already shopping from and get paid cash back and get exclusive discounts as well. But you have to be invited - which is what I am doing. It's really a no brainer. Watch this 3 minute video that explains the concept
http://www.aisle19.com/Video.aspx?ReferralRepID=101880 and then Click on this link
https://registration.escapeintl.com/default.aspx?ReferralSiteID=2&a... to get your own account. Let me know if you have any questions.
My Info:
Phone: 1-800-757-5450 or 229-768-2231
Email: bob@rushingtravelagent.com
wed page: http://www.ytbtravel.com/rushing
wed page:http://www.ytb.com/rushing
Thanks, Bob & Shirley
Thanks and I look forward to networking with you!
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